If you’ve been a reader of this site since 2007, then you’d know that I started trading Forex as an experiment in making money in late 2006 and through 2007. I wanted to see if I could take a small nominal sum of money of $100 and turn it into something greater. I did this to learn how to trade an insanely volatile market and how to navigate risk. Overall, that experiment was a success, I ended the year with 30+% returns! Read more...

The news is littered with talk of rate hikes and inflation, and rightfully so! Inflation remains stubbornly high and barely cooling off, even after the Federal Reserve has hiked the Fed Fund Rate to 5.08% at a very fast pace. If you take a look at this chart of the Fed Fund rates, going back to 2000, you’ll notice that a recession has always come after interest rate hikes. Always. Read more...

For all the jawboning that the JPOW and the Federal Reserve are saying about we’ll beat a recession in the face of rising interest rates, a leading indicator is telling us something completely different. The leading indicator of a stock market crash that I always keep a lazy eye on is the 10-year and 2-year Treasury Bill interest rate spread. When that spread dips below zero we’re flashing a big warning. Read more...

Right at the beginning of the COVID pandemic, I began to keep my eye on a few cruise lines. Why? Because my partner and I took a nice cruise on a Norwegian Cruise Line the year before COVID and had a blast. The cruise line was packed, filled with people enjoying themselves and spending a lot of money. Our thought was (and always remains), let’s pick up a cruise line for cheap when everyone is scared. Read more...

The summer is in full swing and yours truly went on vacation last week. We had a great time and went camping. The idea was to do something fun and cheap but we ended up spending quite a lot on food and gas. Of course, prices rise during the summer but basic items still cost way too much than they did just two years ago. Personal consumption expenditures keep rising, they’re clocking in at 18,266 billion dollars for May 2023. Read more...

A few years ago I read the book “The Candy Bombers.” It was about the logistics chain of the Berlin Airlift and how the United States rebuilt war-torn Germany after World War II. There’s an interesting part in the book about how the US needs to stop the black market and skyrocketing costs in Berlin. A general said (paraphrased), once we see eggs sold outside in the market place then we know we’ve broken the black market. Read more...

I had to adopt a strict savings plan when I lived in New Mexico. My starting salary as a junior civil engineer in 1994 was around $26,000 a year, just above the poverty line at the time. I had to adopt a frugal lifestyle to survive and set aside money for investing in the future. The things I learned back then set me up for success now and I want to share these tips with you. Read more...

Hyper-scaling niche websites can be a lucrative way to generate a significant amount of profit. A niche website is a website that focuses on a specific topic or interest. To hyper-scale a niche website means to expand it rapidly and exponentially. Here are some tips on how to hyper-scale niche websites for profit: Focus on a specific niche: When it comes to niche websites, it’s important to focus on a specific niche rather than trying to cover a broad range of topics. Read more...

A market crash can be a frightening event for investors, causing significant losses in a short period. However, with the right strategies in place, you can protect your investments and wealth during turbulent times. In this article, we’ll discuss how to safeguard your assets and maintain financial stability during a market downturn. Let’s dive in! Diversify Your Investment Portfolio One of the most critical strategies to protect your investments during a market crash is diversification. Read more...

I recently abandoned WordPress (again) for Hugo CMS on Dreamhost. This is the simplest and cheapest solution I’ve found for deploying Hugo CMS based sites on a reliable and affordable host. I’ve been a user of Dreamhost for over 15 years and here’s how I hyperscale Hugo CMS based niche websites and Dreamhost for profit. **Disclosure:** Some of the links I'm this article are affiliate links and at no additional cost to you, I’ll earn a commission. Read more...